Quote:
Originally Posted by twin fed
I am basically in the exact same financial situation as you are. I owe a little less and my rate is 3.66%, is a little more. I don't really plan on going anywhere anytime soon, so refinancing is appealing with the current rates. I just contacted my current lender (Chase Bank) and am waiting to hear back. My last house I refinanced was super easy (GreenSky Financial). They took care of everything and even came to my house to do the paperwork.
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Hopefully Chase will take cartf you! I am current with Chase and they offered me a reduction of 0.375% (to 3%) refinance without doing any paperwork! However, we already in the process of refinancing with another lender to 2.25%.