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I can not say much regarding the 330xi in terms of reliability but prices on some vehicles are starting to come back to earth.
As for your plan, I would be looking for a 840i now and try to milk the 328xi as long as possible. The 328xi value is not going depreciate as quickly as 2019 330xi. That is it could well cost less to keeping your current vehicle going than the loss in value in a year with a 2019 330xi. Besides you know ills of your vehicle.
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