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The insurance company is going to declare it a total loss -- I don't think this is even a close call. These days, they are so wary of 'repaired but diminished value' sorts of claims that they are pretty quick to total them even in situations where the car looks a lot less damaged then yours.
You should begin your research on finding comparable values so that you know to object or agree to what you are offered. (I've always found "adjuster" an odd job title; it implies that something is wrong and needs to be adjusted.) Check Autotrader, Craigslist, forums and any other source you can find for values in the ballpark of your mileage. After you settle on the dollars, you might well find them plenty interested in having you pay something quite reasonable for the salvage value of your car. But then you'd have to fix it, which will cost an awful lot.
I am sorry this happened to you, hope the wrist heals up well.
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