Quote:
Originally Posted by zx10guy
The other issue is the title of the car is going to be branded. You'll have to find out from your state what you have to do to get the car approved to be back on the road after the repairs are done.
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Be aware that if the title is branded as totaled or salvaged, the brand is going to remain on the title even if the car is repaired and passes whatever inspection is needed for it to be road-legal again. The brand may change to "rebuilt" or something like that, but it won't ever go away.
The potential problems with this is that a lot of dealers and buyers won't touch the car at all, and if they do it's going to be at a significantly reduced price. If you're
sure you're going to keep this car long-term and don't care about resell value then maybe this isn't an issue for you, but otherwise I'd give it some serious consideration.
Some insurance companies also won't cover cars with branded titles or won't offer anything but liability coverage. If you were to choose to go through with the repairs and live with the branded title, I'd first check with my insurance company to make sure they'll even cover the car and if so what they're going to charge you. If they won't cover it, I'd get some quotes to find out who will and at what cost. It'd suck to find out later on that the insurance is going to cost an arm and a leg.