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      11-16-2021, 10:53 AM   #89
Alpine300zhp
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Originally Posted by cmyx6go View Post
A lot of the problem is the dealers dumbed down the SA role. It used to be that the SA did the numbers, knew the car. Now they have clueless SAs that have to run to the finance guy who hides behind the curtain. I actually had a salesgirl tell me the selling price had nothing to do with the monthly payment because I was negotiating a lease Uhhh, lets see. It’s a simple equation. When she came back with a monthly payment and I told her she was $100 off per month based on the residual and money factor she looked like a doe in headlights. You also have uneducated buyers that only think about monthly payments but don’t understand the calculations.

We here are in the minority. Most buyers are clueless and dealers count on it.

I have been loyal to my dealer and the BMW brand for ease of doing business. I don’t nickel and dime over a few bucks. They make money, it’s a fair price. I’m happy. I’m in and out without nonsense. Years ago, I actually had a salesguy tell me to come back with my husband. When he called me to follow up, I told him I bought a BMW all by myself!
Well said L. Well said....
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      11-16-2021, 12:06 PM   #90
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Originally Posted by Alfisti View Post
Other than proper car people, no one knows shit. 335, M4? They have no idea. Cayman or 911? No idea, it's Porsche. 2T Mustang or GT350....no idea....mustang.
Precisely. These are the people that find a car they like, or has stature, and say "I can afford this amount per month."

So they end up with a 96 month loan.
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      11-17-2021, 11:50 AM   #91
Alpine300zhp
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Originally Posted by Alfisti View Post
Other than proper car people, no one knows shit. 335, M4? They have no idea. Cayman or 911? No idea, it's Porsche. 2T Mustang or GT350....no idea....mustang.
Precisely. These are the people that find a car they like, or has stature, and say "I can afford this amount per month."

So they end up with a 96 month loan.
Wait. They do 96 month loans????
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      11-17-2021, 11:53 AM   #92
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Originally Posted by Alpine300zhp View Post
Wait. They do 96 month loans????
people live by pavements, owning was never a thought
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      11-17-2021, 11:56 AM   #93
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Quote:
Originally Posted by Alpine300zhp View Post
Wait. They do 96 month loans????
people live by pavements, owning was never a thought
Yeah. I get that. But 3 leases make more sense than a 8 year car loan.
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      11-17-2021, 02:18 PM   #94
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Quote:
Originally Posted by Alpine300zhp View Post
Wait. They do 96 month loans????
How do you think that the masses can buy those $99/month Hyundai cracker boxes?????
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      11-17-2021, 02:36 PM   #95
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Quote:
Originally Posted by Alpine300zhp View Post
Yeah. I get that. But 3 leases make more sense than a 8 year car loan.
Depends. On what you're leasing vs what you're buying.

Here, every lease, you have to pay all the same TTL for each lease as you would one car.

So presumably, you could lease 3 different super cheap cars, for less than buying a much more expensive one.
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      11-17-2021, 02:39 PM   #96
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Quote:
Originally Posted by vreihen16 View Post
Quote:
Originally Posted by Alpine300zhp View Post
Wait. They do 96 month loans????
How do you think that the masses can buy those $99/month Hyundai cracker boxes?????
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      11-17-2021, 02:42 PM   #97
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Quote:
Originally Posted by OkieSnuffBox View Post
Quote:
Originally Posted by Alpine300zhp View Post
Yeah. I get that. But 3 leases make more sense than a 8 year car loan.
Depends. On what you're leasing vs what you're buying.

Here, every lease, you have to pay all the same TTL for each lease as you would one car.

So presumably, you could lease 3 different super cheap cars, for less than buying a much more expensive one.
I get your point. My point was, if someone is doing an 8 year loan to get affordable payments, a better way to do that would be to lease a car every 3 years. Again, I'm not suggesting that people should lease as a monthly payment buyer, but we all know that is often what happens. Maybe it's just me, but I can't fathom why a bank would write a 8 year loan on a car. Just seems like a risky loan to me.
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      11-17-2021, 03:02 PM   #98
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YEah Okie makes a point, the on-road costs here, random dealer fees, freight etc would tally up SUPER fast on 3 lease deals vs a 9 year loan. This is why i always look for lease take overs, let someone else pay the $2K in mystery fees and the money down, i'll take it from there.
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      11-17-2021, 07:10 PM   #99
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Quote:
Originally Posted by Alfisti View Post
The fact counties can tax is asinine. Said it before, will say it again, my god you guys complicate the simple down there.
It was fixed a couple of years ago. Everyone pays a same tax on vehicles.

GA TVAT or something like that.
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      11-17-2021, 09:14 PM   #100
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i can't wait for this shit to be over with and car salesman are back to sucking dick to make a sale.

ALL of them are overly cocky right now, acting like they are gods.
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      11-17-2021, 11:02 PM   #101
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i can't wait for this shit to be over with and car salesman are back to sucking dick to make a sale.

ALL of them are overly cocky right now, acting like they are gods.
Yup. Luckily I’m set on vehicles. While I tend to change them often for fun I certainly don’t need to and I refuse to reward this nonsense. Let someone else take it in the ass, I’m not the guy.

Local dealer that is usually pretty good was telling me I better get an order in now for a new F150 that I MIGHT get in 5-6 months. She said they are doing orders for MSRP right now but will be moving to above MSRP soon. Same dealer had a USED one on their lot for like $2k over MSRP.

Getting new tires installed on the truck tomorrow. Good for another 4 years.
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      11-17-2021, 11:46 PM   #102
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Anyone who thinks they'll get a better deal in 4 years hasn't accounted for the coming inflation that will hit each new model and perhaps even mid model years. Everything is increasing from materials to energy and wages and why should manufacturers hold back after the way people are paying premiums. Tell yourself you don't need a new car just don't expect a better deal down the line you'll be doing good to get a $5000 rebate after a $15000 increase.

Manufacturers are giving dealers some headway to keep them alive during the supply crunch but when manufacturing picks up they will take a bigger piece while dealers go back to more sales smaller profit per sale.

Last edited by LookBothWays; 11-17-2021 at 11:58 PM..
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