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Question for the OP. Is the mechanical breakdown insurance that you bought through BMW directly or is it through a third party insurer?
If through a third party, is there a clause for using new OEM (not aftermarket, not re-manufactured) parts?
I've always felt like these insured warranties always have some deficiency relative to the OE original 4yr warranty and wanted to get your opinion on this since you've researched it in some depth.
Thanks
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