Quote:
Originally Posted by KingOfJericho
Actually autopay should ALWAYS be set up up as a backstop in case you accidentally miss a payment. The real disaster would be having a late payment on your credit report which could have been prevented by autopay. You can certainly pay off the balance before the autopay kicks but it gives you the peace of mind.
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I never forget to pay my bills. I know what's on my plate at all times. Unless i'm on my death bed, I will pay my bills manually.