Quote:
Originally Posted by Wrecker335d
What do you guys mean by not going over the 20 or 50% of the limit? Do you mean at any given time during the month, or just when they report the statement balance (usually 3 business days after payment due date)? I assume it's the latter.
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This refers to to the "TOTAL % of Available Credit on that Card"
So $10k. I keep it under 50% at all times usually less. But my score has never suffered at all. You'll hear different opinions. Some say 20%. Well again, I've made several purchases that hit or exceeded 50% (but I make large payments on or before the next billing cycle) and I know I am in the upper crust of high credit scores and get line increases or new card offers like clock work.