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I'm also trying to decide weather I want the wheel insurance. I wasn't going to until I read all the problem that the 296 wheels have had. With that being said. For the cost of the insurance you can replace a wheel or two. Also I'm not sure if I will stay stock for 5 years. I remember when buying a new car was easy. Anyway still mulling it over. Not sure there is a right or wrong move.
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