It has happened to me twice... and like yours, damn near caused an accident.
I believe that the warmth of the car / how aggressively it has been driven directly prior to any given point in time has a lot to do with it.
The only times that I've ever seen it have been on a cold engine a couple hundred yards from my house when entering roundabouts or crossing intersections. Each time the car had only been on for a minute or so, driven through very residential streets (i.e. no real speeds / rpms to speak of).
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