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Rider, I think you're freaking out about this car's build quality. You're only going to drive it 2-4k miles per year, as you stated, and it has only 26k on it now; you're barely using the car. These cars are not pieces of crap. If you think you can't drive a BMW for 100k without a serious problem, rethink your purchase. At 4k per year, you have about 19 years of driving before 100k. Take your $3000 and add $100/month to the fund for a future repair. At least you'll get to keep your money rather than fork it over for a warranty plan. Chances are you'll never use it.
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2016 340i XDrive, EBII/black, 6 MT, M Sport, Track Handling, Cold Weather, Tech, Lighting, Driver Assistance Plus.
2012 Z4 35i, ED 2/24/2012, Melbourne Red Metallic, Black Leather, Carbon Trim, 6MT, M Sport, CW, PP, PS, NAV, CA.
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