Quote:
Originally Posted by BimmerRookie
Really? $4000/3 months = $1333.33
Not judging your spend or anything, considering everybody is in a different situation. I tend to use my cc for almost everything, I only use cash when places don't accept cc and for tips, only that. I always carry cash for an emergency, but always pay with cc for points and convenience.
After gas, groceries, cable, internet, occasional dinners/lunches, I'm almost halfway there! All that's before even buying a plane ticket. You'd be surprised, it all adds up very quickly.
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+1 I keep a couple bucks in my car, bike, backpack (I generally wear on the bike), etc but I never spend cash and carry as little as needed. Just an excuse to lose it. Used to walk around with a wad of cash. Esp with rewards and cash back cards. Pay a couple days after you use it, or wait a couple weeks if you really want to play the "grace period" game. I am obsessive about finances though.