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I have agree with the statement be conservative. Unless you come from a wealthy family, DON'T DO IT! Especially with ObamaCare. Plus you never know what specialty you'll be in. You may end up doing primary care. I know folks in primary care who make less than 100K per year and have > 100K debt. I bought my M3 before my fellowship was over and almost didn't start my attending job (long story). I was scared I wouldn't being to make payments on the car. Focus on you studies. All things come in good time. You won't be sorry.
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